Water Damaged Valuables After a Fire
WATER and FIRE LOSS: When these type of disasters occur, contents in your home can be adversely effected. You can certainly look to rely on the contents coverage on your homeowners policy, but more than likely, you'll find yourself disappointed to learn that there are special sublimits for certain categories of valuables, including but not limited to jewelry, fine art, silverware, and other collectibles. A separate valuable articles rider/endorsement can adequately protect these items. Additionally, consider taking time out of your busy week to either video and/or photograph rooms and valuable items. Remember to print out photos, and secure them in an alternate location in the event of a water or fire loss (like a safety deposit box, or your Mother's home).